Großbritannien - Immobilienindex

House prices in the UK went up 2.1 percent year-on-year in November of 2019, higher than a 0.9 percent rise in October and way above market expectations of a 1 percent increase, Halifax data showed. On a monthly basis, house prices went up 1 percent, the most since February and rebounding from modest falls in the previous two months. "Prices are now up by £3,904 since the start of the year. While a degree of uncertainty remains evident, it’s also clear that buyers and sellers are responding to factors such as improved mortgage affordability and the limited supply of available properties. It is these issues which we believe will continue to underpin the resilience evident in the market for most of 2019. Over the medium term we expect the emerging trend of modest gains to continue into next year", Russell Galley, Managing Director of Halifax, said.

The Halifax House Price Index in the UK rose 0.9 percent year-on-year in the three months to October 2019, slowing from a 1.1 percent gain in the previous period and below market expectations of 1.4 percent. That was the weakest annual house price growth since the three months to April 2013. “A number of underlying factors such as mortgage affordability and wage growth continue to support prices, however there is evidence of consumers erring on the side of caution. “We remain unchanged from our view that activity levels and price growth will remain subdued while the UK navigates political and economic uncertainty.”, Russell Galley, Managing Director, Halifax, said.

The Halifax House Price Index in the UK rose 1.1 percent year-on-year in the three months to September 2019, slowing from a 1.8 percent gain in the previous month and below market expectations of 1.6 percent. It was the weakest annual house price growth since the three months to April 2013. "Whilst this is lowest level of growth since April 2013, it remains in keeping with the predominantly flat trend we’ve seen in recent months", Russell Galley, Managing Director, Halifax, said. “Underlying market indicators, including completed sales and mortgages approvals, continue to be broadly stable. Meanwhile for buyers, important affordability measures – such as wage growth and interest rates – still look favourable". “Looking ahead, we expect activity levels and price growth to remain subdued while the current period of economic uncertainty persists”, he added.

The Halifax House Price Index in the UK increased 1.8 percent year-on-year in the three months to August of 2019, following a downwardly revised 1.5 percent rise in the previous month and below market expectations of 3.4 percent. It was the highest annual house price growth since the three months to April. “Although the housing market will undoubtedly be influenced by events in the wider economy, it continues to show a degree of resilience for the time being. We should also not lose sight of the fact that the single biggest driver of both prices and activity over the longer-term remains the dearth of available properties to meet demand from buyers.”, Russell Galley, Managing Director, Halifax, said.

The Halifax House Price Index in the UK increased 4.1 percent year-on-year in the three months to July 2019, following a 5.7 percent rise in the previous period and below market expectations of 4.4 percent. It was the lowest annual increase in house prices since March. “The market continues to tread water with marginal increases or decreases in each monthly period. That said, it’s worth remembering that while economic uncertainty continues to weigh on the market, the overall trend actually remains one of comparative stability, with average prices down by less than £600 over the last three months. New buyer enquiries are up, and favourable mortgage affordability should continue to underpin prices for the time being. In the longer-term, we believe there is unlikely to be a step change in market activity until buyers and sellers see some form of resolution to the current economic uncertainty.”, Russell Galley, Managing Director, Halifax, said.

The Halifax House Price Index in the UK rose 5.7 percent year-on-year in the second quarter of 2019, following a 5.2 percent increase in the previous three-month period and below market expectations of 5.9 percent. Still, it was the biggest increase in house prices since early 2017. “Recent industry figures show demand looking slightly more stable, with mortgage approvals ticking along just above the long-term average. One of the major restraining factors on the volume of transactions in the market continues to be the very low level of stock for sale. With the ongoing lack of clarity around Brexit, people will be looking for more certainty in the coming months, both to encourage them to list their property and to create the confidence needed to encourage buyers. The likelihood of continued historically low mortgage rates will underpin prices in the near term.”, Russell Galley, Managing Director, Halifax, said.